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VA Mortgage Underwriter- Full Time Remote!
at Wells Fargo
At Wells Fargo, we want to satisfy our customers’ financial needs and help them succeed financially. We’re looking for talented people who will put our customers at the center of everything we do. Join our diverse and inclusive team where you’ll feel valued and inspired to contribute your unique skills and experience.
Help us build a better Wells Fargo. It all begins with outstanding talent. It all begins with you.
Wells Fargo’s Consumer Lending businesses empower millions of customers to achieve their dreams every day. Whether it’s buying a home, purchasing a car, funding a significant purchase, or making important daily credit card purchases, Consumer Lending provides important credit products and services that help our customers succeed. The group includes Home Lending, Auto, Credit Cards, Retail & Merchant Services, Personal Lending, Consumer Lending Control, and Consumer Lending Shared Services.
Wells Fargo is looking to hire Remote VA Mortgage Loan Underwriter 4's in our VA Mortgage Underwriting Division, who have a strong desire and passion to deliver an exceptional experience in helping customers with their home loan applications. If you thrive on working with high accuracy and attention to detail and working with a team to meet customer needs, we want to talk to you!
Roles & Responsibilities:
Responsible for reviewing, analyzing, approving and underwriting difficult, complex individual consumer requests and products within company and industry guidelines. Dependent on division, functions include reviewing financial statements, credit reports, and applicable ratios(i.e. Debt ratios, loan-to-value); examining transactions to ensure accuracy and completeness; preparing formal reports for review; ensuring that documents are consistent and uphold to company and industry guidelines; implementing fraud detection techniques, performing compliance reviews; assisting with re-negotiations of loans based on lending guidelines, serving as a consultant/technical resource on difficult problems and questions; handling escalated calls: providing work direction, feedback and training to underwriting staff including mentoring lower level underwriters on credit decisioning, department procedures and policies; delivering/facilitating of technical training to ensure organizational consistency. Has exception authority.
May act as a team lead and provide performance feedback to less senior underwriters.
May act as backup in absence of Supervisor.
This SAFE position has customer contact and job duties which may include the offering/negotiating of terms and/or taking an application for a dwelling secured transaction. As such, this position requires compliance with the S.A.F.E. Mortgage Licensing Act of 2008 and all related regulations. Ongoing employment is contingent upon meeting all such requirements, including acceptable background investigation results.
Individuals in a SAFE position also must meet the Loan Originator requirements under Regulation Z (LO) outlined in the job expectations below.
Other Desired Qualifications
- 3 out of last 5 years in mortgage credit underwriting
- 1 year + of Retail FHA/VA Underwriting experience
The salary range displayed below is based on a Full-time 40 hour a week schedule.
FL-Orlando: Min: $63,900 Mid: $90,000
FL-Jacksonville: Min: $63,900 Mid: $90,000
FL-Tampa: Min: $63,900 Mid: $90,000
GA-Atlanta: Min: $63,900 Mid: $90,000
TX-Dallas: Min: $63,900 Mid: $90,000
TX-Austin: Min: $63,900 Mid: $90,000
TX-Houston: Min: $63,900 Mid: $90,000
TN-Nashville: Min: $63,900 Mid: $90,000
NY-Buffalo: Min: $63,900 Mid: $90,000
IN-Indianapolis: Min: $63,900 Mid: $90,000
AL-Birmingham: Min: $63,900 Mid: $90,000
NE-Omaha: Min: $63,900 Mid: $90,000
MO-Kansas City: Min: $63,900 Mid: $90,000
KS-Overland Park: Min: $63,900 Mid: $90,000
SC-Columbia: Min: $57,500 Mid: $81,000
OH-Columbus: Min: $63,900 Mid: $90,000
MS-Gulfport: Min: $57,500 Mid: $81,000
UT-Salt Lake City: Min: $63,900 Mid: $90,000
NV-Las Vegas: Min: $63,900 Mid: $90,000
AZ-Tucson: Min: $63,900 Mid: $90,000
CA-Fresno: Min: $63,900 Mid: $90,000
WA-Spokane: Min: $63,900 Mid: $90,000
ID-Boise: Min: $63,900 Mid: $90,000
NV-Reno: Min: $63,900 Mid: $90,000
MI-Birmingham: Min: $70,300 Mid: $99,000
All offers for employment with Wells Fargo are contingent upon the candidate having successfully completed a criminal background check. Wells Fargo will consider qualified candidates with criminal histories in a manner consistent with the requirements of applicable local, state and Federal law, including Section 19 of the Federal Deposit Insurance Act.
Relevant military experience is considered for veterans and transitioning service men and women.
Wells Fargo is an Affirmative Action and Equal Opportunity Employer, Minority/Female/Disabled/Veteran/Gender Identity/Sexual Orientation.